Raphael Finance provides a range of hire purchase schemes for new and used vehicles including cars and motor homes adapted to transport wheelchairs and users for personal or business use.

Raphael Finance is flexible in its approach to underwriting and is able to provide finance for private individuals, groups combining allowances and business users including care homes, charities and community transport operators. Credit is provided under traditional hire purchase, where ownership of the vehicle passes to the customer upon full completion of the terms of the agreement.